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Zonal Credit Manager- LAP( Chennai) Full-time Job

1 year ago Bank Chennai   121 views
Job Details

Job description

Roles and Responsibilities

Working with Fedbank is all about contributing to help emerging India with easy access to credit. We provide preferred solution as per the customers financial needs and with our tailor made schemes we cater to all class of the society. Our agenda is to help businesses fuel their dreams of expansion and profit. We also help in Business Expansion, manage capital expenditure and address medical emergencies.

Our Gold Loan team play an active part in creating a positive energy and atmosphere and seeking out someone who has strong teamwork skills. We are seeking a highly-skilled Zonal Credit Head to join our Credit & Risk team. We understand that same schemes will not suit all, therefore we have designed varied schemes based on each individuals unique requirement. We provide preferred solution for all your financial needs with our tailor made schemes.

With us you will be responsible for

  • Managing a team of Regional credit managers, Area Credit  managers.
  • Conduct personal discussion with customers to establish Credit worthiness.
  • Pre and post sanction credit risk compliance.
  • Responsible for controlling delinquencies through portfolio review especially monitoring non-starters portfolio.
  • Control on portfolio performance.
  • Underwrite specific retail loan proposals and prepare Credit Appraisal Memo (CAM).
  • Coordinate with sales to achieve targets and ensure TAT or SLAs are met .

Apply if you are;

1. Chartered Accountant with minimum 7-10 years experience in LAP domain

2. Good Leadership & Team handling experience

3.Should have handled big ticket LAP Files

3. Mortgage Underwriting skill set

4. Experience in quality assurance

5. Market intelligence

6. Analytical skills, Good interpersonal skills.

7. Very good listening skills and verbal communication.

8. Financial stakeholders management.

9. Client Focus

10. Integrity, Trust & Fairness

Interested candidates please forward your resume to jenilanto.a@fedfina.com or contact 9789596694

Contact Person: Jenil Anto( Regional HR Manager)

Contact number: 9789596694

Company Description
Fedbank Financial Services Ltd (Fedfina) acquired receipt of its NBFC license in 2010. Fedfina has 250 plus gold loan branches across the country. It caters to products like Gold Loan, Home Loan, Loan Against Property (LAP) and Business Loan. Fedbank Financial Services Limited is poised to emerge as a relevant player in the BFSI space
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