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State business manager Full-time Job

1 year ago NBFC Karīmnagar   119 views
Job Details

Job description

Roles and Responsibilities

Identifies / Plans / Develops business viable location for business.

Undertakes market survey to test feasibility and establish.

Plans and pilots activities for new products.

Ensures dissemination of learning of new products to the last rung.

Monitors and maintains the balance between Group Lending / Individual / Secured


Strategises for operational breakeven and cumulative breakeven of new and

existing branches.

Periodically reviews CGT’s and GRTs.

Educates the Branches on necessary and un-necessary expenditure with an eye

on the PBT of the branch.

Monitor performance of the state using various productivity, efficiency and financial


Periodically audits the cash management process.

Periodically reviews the insurance claim process and ensures the claim process is

duly adhered to.

Undertakes measures to increase growth in volume and contribution of the Area to

overall business of Rural.

Plans and implements customer care programmes regularly.

Plans activities to ensure growth of business and therefore market share.

Tracks competition regularly and provides feedback on the initiatives on changes

in programmes.

Provides feedback on the existing policies with their pros and cons.

Plans and ensures all new branches are adequately staffed, with hygiene facilities

provided and all systems are up and running.

Periodically audits employees who have been onboarded have undergone

requisite training and are certified.

Ensures all the Units have adhered to all statutory norms and escalates as and

when any issues surfaces.

Takes the lead to address any customer complaint and ensures resolution.

Takes a periodic review on customer attrition and reasons for the same.

Does a check on OD’s in the cluster with reasons and intervenes as and when


Identify and analyze risks (economic, social, political, etc) related to broader loan

portfolio; ensure portfolio diversification and quality across activities and Area

Company Description
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