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Job Opportunity For Credit Manager Full-time Job

10 months ago NBFC Delhi   50 views
Job Details

Job description

JOB DESCRIPTION
Job title: Credit Manager
Function: Retail Assets
Location: Delhi
Report to: Business Head
Industry: Banking / Financial Services/Fintech
Experience 4 - 5yrs
Job Brief
We are looking to hire an experienced credit manager to oversee our Organisations digital lending process. As a credit
manager, you will be responsible for creating the credit Assessment forms and customer credit qualification form journeys in
sync with the credit policies of Lenders, creating credit scoring models, devising prequalification models. Should be aware of
RBI rules and regulations related to digital lending processes. Knowledge of both Secured & Unsecured products will be an
added advantage.
Duties & Responsibilities
• Evaluating the creditworthiness of potential customers.
• Creating internal credit scoring models for risk assessment.
• Working closely with Product & IT teams & create lean journeys for customer qualification
• Ensuring update of Lender Policies in the assessment platform
• Providing inputs to bring in best industry practices and revising credit risk policies and guidelines periodically
• Training the front-end sales on product & Policies
Knowledge, Skills & Competencies / Language
Minimum years of experience 4-5 years of work experience, preferably in BFSI Sector.
Preferred industry- Financial Services, BFSI, NBFC/ Banks, Fintech etc•

Bachelors degree in accounting, business administration, finance, or a similar field.
• Good understanding of lending procedures.
• Advanced mathematical skills.
• Excellent analytical skills.
Skills Required
• Good communication skills. Good interpersonal skills.
• Ability to deal with stressful situations
.
Qualifications
MBA(Finance)/CA

Company Description
BanksterIndia - A leading recruitment firm and Job Site for Banking & Finance professionals.
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