Login for faster access to the best deals. Click here if you don't have an account.

Credit Manager Full-time Job

1 year ago NBFC Hyderabad   67 views
Job Details

Job description

Key Responsibilities:

  • To underwrite personal loans proposals based on in-depth Banking analysis with an overview of industry and to identify the risk along with mitigates, if any.
  • Reviewing and verifying Bank statements and other financial documents presented by clients and arrive at a credit recommendation
  • Review and assess a broad range of complex loan applications within defined guidelines and accordingly take decision or recommend for approval to higher authorities
  • Conduct personal discussion with customers to establish credit worthiness and ensure completion of credit/KYC documents and verification- telephonic
  • Enable quick turnaround time of credit lending proposals for the business in close liaison with the sales team
  • Assess income to obligation ratios, in depth knowledge of rational behind calculation of ratios and its impact on loan performance during the loan tenure.
  • Work in close coordination with operations department, credit department align to Business target.

Key Skills:

  • Proven work experience of 3-4 years as a Credit Manager, Credit Analyst, or a similar role (preferable - credit underwriting role for unsecured personal loans)
  • Should have worked in a similar role for personal loans credit department of Bank/NBFC/Fintech
  • Good negotiation skills and a team player
Company Description
BanksterIndia - A leading recruitment firm and Job Site for Banking & Finance professionals.
What is Banksterindia.com

BanksterIndia - India's Most Popular & Trending JOB site for BFSI professionals-

  • BanksterIndia aims to develop such a platform where Millions of job opportunities from the BFSI sector can be View, Share, and can be Directly Applied by the professionals,
  • On BanksterIndia we allow Employers to search and hire Fresh/Experienced candidates for their organization.
  • Candidates those are from BFSI background or want to start their career in the same can apply their Dream Jobs.
Source By