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Credit Manager Full-time Job

1 year ago NBFC Hyderabad   67 views
Job Details

Job description

Key Responsibilities:

  • To underwrite personal loans proposals based on in-depth Banking analysis with an overview of industry and to identify the risk along with mitigates, if any.
  • Reviewing and verifying Bank statements and other financial documents presented by clients and arrive at a credit recommendation
  • Review and assess a broad range of complex loan applications within defined guidelines and accordingly take decision or recommend for approval to higher authorities
  • Conduct personal discussion with customers to establish credit worthiness and ensure completion of credit/KYC documents and verification- telephonic
  • Enable quick turnaround time of credit lending proposals for the business in close liaison with the sales team
  • Assess income to obligation ratios, in depth knowledge of rational behind calculation of ratios and its impact on loan performance during the loan tenure.
  • Work in close coordination with operations department, credit department align to Business target.

Key Skills:

  • Proven work experience of 3-4 years as a Credit Manager, Credit Analyst, or a similar role (preferable - credit underwriting role for unsecured personal loans)
  • Should have worked in a similar role for personal loans credit department of Bank/NBFC/Fintech
  • Good negotiation skills and a team player
Company Description
BanksterIndia - A leading recruitment firm and Job Site for Banking & Finance professionals.
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