Area Credit Manager For Machinery loan with a Large NBFC Full-time Job10 months ago - NBFC - Pune - 80 views
Roles and Responsibilities
Looking after credit underwriting of Machine Loan
Credit Appraisal of Loan applications within defined product/policy guidelines and accordingly take decision or recommend for approval to higher authorities
Adherence to the accepted level of Turn Around Time (TAT) in processing of Loan files
Managing Credit vendors involved in the verification process
Co-ordinating with internal teams like RCU, Operations and Sales in terms of resolving the discrepancies in the processing of loan files
Desired level of portfolio quality and enabling achievement of Branch Business target
Conducting Personal Discussions with Customer to understand his/her financial need, business model, cash flow, end use of funds and collateral related aspects
Sound knowledge understanding of local market and property nuances related to local area
Work closely with the Regional Credit Manager (RCM) on offering innovative product offerings
Review of Underwriting process and provide necessary training inputs to Credit Mangers
Manage the technical and Legal evaluation process
To ensure Post Disbursement Documents (PDD) for Branch and Area is monitored and is well within the threshold
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