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Accounts Manager - MSE Full-time Job

1 year ago Bank Pānīpat   114 views
Job Details

Job description

Roles and Responsibilities

  • Ownership of all MSE Relationships above INR 50 lacs from the time the loan disbursement is complete in all aspects including Post Disbursal Documentation/Account Opening.
  • Account monitoring
  • Ensure the bank gets maximum share of customer wallet through cross sell/up sell
  • Draw Account plan when necessary and enact Aid in classifying the account as red/amber and green
  • Ensure 1% GNPA in these accounts
  • Manage the annual account review process
  • Ensure that the action items at the time of sourcing the account are completed within the due dates
  • Adopt OD Product
  • Ensure that all qualified customers adopt the OD product
  • Primary Operating Account
  • Ensure that Jana Bank Account is the primary operating account of the customer and that all customers route the committed business throughputs
  • Over limit in OD
  • Ensure that any over-limit in the overdraft facilities by following up with the customer for a resolution within 7 days

Desired Candidate Profile

  • Prior experience in Working Capital/SME banking
  • Exposure of handling big key/corporate accounts.
  • Good relationship management skills.

Perks and Benefits

CTC - 5 Lacs to 8 Lacs annually + re-imbursements

Company Description
Jana Small Finance Bank, erstwhile Janalakshmi Financial Services, is headquartered in Bengaluru. It is one of the 10 financial institutions which had received in-principle approval from RBI, in 2015, to set up a Small Finance Bank.
Established in Bengaluru in 2008, it went on to become the largest Micro Finance Institution (MFI) in India, and was recognised globally as one of the world€™s innovative financial institutions working on the problem of financial inclusion.
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